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PERSONAL INSURANCE

We Keep You Safe and Sound

Homeowners

We Keep You Safe and Sound

At The Niles Agency, we believe you deserve peace of mind when it comes to protecting your home. While the cost of home insurance coverage is always an important consideration when selecting your provider, we believe the coverage terms and conditions, claims-paying reputation, and financial stability of the insurance company should also be considered.
Our strong relationships with America’s preeminent insurance carriers enables us to consistently deliver the broadest and most cost-effective solutions for our clients.
Let us help you secure the lifestyle you’ve worked so hard to build.

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Automobile

Committed to Serving Our Clients

To properly protect yourself from the always present danger of huge awards for auto liability, it is imperative that you maintain the proper level of coverage for your particular situation. 

If you have any doubts about the appropriate level of automobile coverage that's right for you, we have excellent plans available through reputable auto insurers, and we will be happy to help pinpoint the coverages best suited to your needs.

Umbrella Liability

Ensuring Your Protection

The Umbrella Policy is often misunderstood. In essence, the critical coverage component is one of the most important coverages to secure. The Umbrella Liability Policy protects the insured family against “Third Party Lawsuits” against them. The liability coverage is intended to insure over and above (in excess) of the primary liability coverage afforded under a Home, Auto or Boat policy (or any other primary coverage provided under a separate policy). In addition, this valuable protection is a great value, the approximate cost for a home and two autos is under $250 per year.

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Watercraft

Keeping you afloat

Whether you’re dry docked or enjoying life on the high seas, make sure you’re covered by one of our comprehensive Boat Insurance Plans. Accidents do happen and if your boat sinks, capsizes, is damaged by a storm or if you are personally injured, your policy will protect you. Find out today how we can cover your investment and save you money.

Life Insurance

Ensuring your protection

If you’re just starting your personal financial-insurance planning, we will help you lay a strong foundation on which to build. With a solid foundation established, our team will help you manage your plan through all phases of its development and growth, including maturity and retirement.

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